Hickam & Lorenz, P.C. provides full services for the filing of individual Chapter 7 cases, business reorganizations under Chapter 11, family farmer Chapter 12 cases, and wage-earner plans under Chapter 13. We pride ourselves in helping you assemble all of the information necessary to file for bankruptcy relief, and our guidance in assisting you through the procedural hearings and appearances.

Our analysis includes decisions as to whether bankruptcy is actually required or whether you may find an alternative to your debt relief. We will also assist you in understanding the circumstances that have led to any financial crisis and counseling as to remedial actions. We offer assistance in financial settlement negotiations that may even help resolve the underlying debt problems without the need to file bankruptcy. We are a debt relief agency.